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Image by Kelly Sikkema


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Intro to Finances Page


To many “budgeting” is a negative word. It sounds so restricting and no fun! Budgeting is actually your friend! A budget is nothing more than planned spending. It’s you telling your money where you want it to go rather than wondering where it went at the end of the month. A budget is essential to achieving financial freedom.


Debt can be like an anchor holding you down, and causing you to feel like you are going nowhere fast. According to the Experian 2020 State of Credit report, the average consumer has about $32,878 in non- mortgage debt, such as credit cards, student loans, car loans and/or personal loans. What if you could develop a plan that would show the exact date (year & month) that you could be debt free? What if that plan was half the time you might think? You can get out of debt! Check it out!

Life Insurance

Who needs life insurance? If you are single with no children, you may not. But if you are married, and/or you have children, you need life insurance. But what kind, how much insurance, what will it cost? This section will help you sort out those questions and more! It’s not as complicated as you may think.


Why do I need to save? I have my whole life in front of me. I have plenty of time to save. Time is your greatest asset in building wealth and being ready to enjoy retirement – maybe at an earlier age than you think! The discipline of saving will bring you great reward. This section will help you develop a plan that is just right for you.


Think about the feeling you have when you help someone – whether it be financially or even physically. It feels good and satisfying to help others. But most people really don’t have a plan to be generous. Do you? This section will help you develop a generosity plan and help you to live a life of significance by blessing others.


Just starting a family? In mid-life and need input in teaching your children about finances? Have teenagers almost ready for college or ready to leave your family home? Will they be prepared for what lies ahead? Imagine your children developing good financial habits! Imagine your children graduating from college debt free. Is that possible? This section explores topics that will help your entire family gain a better understanding of finances and help everyone get on the path to solid ground financially.

Real Estate

Is the idea of buying a home just a dream? Or maybe your family needs a bigger home, is that possible? Buying a home is not easy, but it is possible. With time and discipline buying a home can be a realistic dream and goal for you. This section will help you understand the home buying process.

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